As long as you see the option for Klarna Pay later in 30 at checkout, you can choose to make a new Pay later in 30 order. Your application approval is subject to Klarna's review of the details you provide and your financial circumstances.Ĭan I have multiple Pay later in 30 days orders at the same time? To use Pay later in 30 days you must be at least 18 years old and a UK resident. You can pay via credit or debit card in the Klarna app or by logging into Am I eligible for Pay later in 30 days? You'll then have 30 days until your payment is due. Once your order is confirmed, you'll receive an email with payment instructions from Klarna. Pay later in 30 days is a form of credit which allows you to delay payment of your purchase by 30 days without interest or fees. The Pay later in 3 interest-free instalments payment option is automatically generated by algorithms that are dependent upon a number of factors including address details, cardholder details, amount of order, the online store, previous order history and item availability. Why have I not been offered Pay later in 3 interest-free instalments?Īlthough Pay later in 3 interest-free instalments is widely promoted it is not always universally available. In turn, if your application for Pay later in 3 interest-free instalments is denied, it does not mean it will be denied for future orders. Just because you have been accepted for Pay later in 3 interest-free instalments before does not mean it will be offered for every order. If you are 18 or over, you can improve your chances of being offered Pay later in 3 interest-free instalments by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. Klarna is unique and offers Pay later in 3 interest-free instalments based on a number of factors such as the order value, previous order history and item availability. How can I increase my chances of being accepted for Pay later in 3 interest-free instalments? When choosing Pay later in 3 interest-free instalments, our assessment will not affect your credit rating. Whilst this option is widely promoted, Pay later in 3 interest-free instalments is subject to your financial circumstances. To use Pay later in 3 interest-free instalments you must be at least 18. You can always monitor your payments’ schedule in the Klarna app.Īm I eligible for Pay later in 3 interest-free instalments? Your first instalment will be collected when your order is confirmed by the merchant and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Pay later in 3 interest-free instalments is a form of credit which allows you to spread the cost of your purchase over 3 equal payments. How does Pay later in 3 interest-free instalments work? Over 90 million consumers worldwide have trusted Klarna to securely handle their payments. Klarna is the provider of smooth payments to more than 200,000 online stores. Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment.
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